Lender A
6.76% rate
- Compare monthly principal + interest
- Review the rate and the fees together
- Weigh points against monthly savings
- Plan for taxes and insurance
Loan Origination Reimagined.
The operation works around you. The relationship stays yours.
Elio powered Loan OfficerApplication
Elio AI
- Organize income documents
- Check application completeness
- Prepare document checklist
Next up
Upload bank statementsSend to borrower
The best of both. Built into one.
| What matters | Retail | Brokerage | |
|---|---|---|---|
| Support | ✓Strong support | !Less support | ✓Retail-level support |
| Economics | !Weak economics | ✓Better economics | ✓Broker-level economics |
| Loan products | !Limited choice | ✓More choice | ✓Broker-level choice |
| The operation | ✓Infrastructure, processing and operational support | !Fragmented portals, processes and support | ✓A fully built and staffed operation, coordinated through one AI-native platform |
What working at Elio looks like
Elio AIWorking on Jordan Lee
- Organize income documents
- Check application completeness
- Prepare document checklist
3 steps preparedReady for your review
A team of agents working every file
Let Elio surface your next steps, draft communications and help move each loan toward closing
Grow your book, give clients attentive service and stay ahead of deadlines
Your bookOne workspace
- Prospects12Follow-up drafted
- Referral partners8Check-in prepared
- Active loans6Next step ready
- Past clients140Refi opening found
Jordan Lee · Refinance opening surfaced
Run your business in one place
Manage prospects, referral partners, active loans and past clients in one connected workspace
Stay on top of follow-ups, marketing and refinance opportunities—without jumping between systems
Built with loan officersEvery release
- Your feedbackRate lock reminders
- EngineeringBuilt with you
- ReleaseShipped to your desk
Shipped · Rate lock reminders
A seat at the table
Work directly with engineers building Elio and help shape the platform around how loan officers actually work
What your year looks like at Elio
Four things you already know. No email, no form, nothing sent.
$2M$40M
50 bps200 bps
$0$3,000
Loan officers you would bring
Your annual opportunity
+$160,000
Same production, at 200 bps
+$100,000
Nothing deducted
20% of your week back
+$40,000
Modeled as 6 more loans. Not guaranteed.
Loan officers you bring, at 10 bps
+$20,000
One time, on a $10M prior year each
Overhead you stop carrying
+$0
Twelve months of what you pay today
Talk through your numbers
Illustrative, not a compensation offer. Bring a real scenario and we will price it side by side.
What we run for you
The back office, handled
Document collection, processing, conditions and the work required to keep every loan moving happen without you driving every step.
Elio powered Loan Officer
Elio AI
- Organize income documents
- Check application completeness
Next up
- Prepare document checklist
- Upload bank statements
- Share purchase contract
- Schedule the appraisalLater this week
Waiting on borrower
- Review loan estimateOpened 1 hour ago
- Upload bank statementsSent just now
A growth engine for your book
Elio keeps your book warm, your referral sources engaged and your network hearing from you consistently.
JL
Jordan LeePast client · Closed 14 months ago
OpportunityOpportunity identifiedA reason to reconnect.
A refinance opening surfaced in your book. Elio prepared the context and a first draft.
Draft for your review
Hi Jordan, it has been a while since we closed on Maple Street. Rates have moved since then, and a refinance may be worth a look. No pressure at all. Would a short call next week suit you?
Review draftNothing sent without you
What stays yours
The relationships, advice and judgment stay with you.
JL
Jordan LeeRefinance review · Options prepared
Human reviewYour judgmentThe final call stays with you.
You advise the client. Elio prepares the work around the decision.
More lenders.
More options
Elio isn’t limited to one lender’s products or rate sheet. Give your clients more options. Compare products and pricing across multiple lenders to find financing that fits their needs.
Lender B
6.92% rate
- Compare lender fees and credits
- Review down-payment options
- Account for prepaid closing costs
- Balance upfront cost with payment
Lender C
7.08% rate
- Match loan programs to your goals
- Review income documentation
- Compare fixed and adjustable terms
- Consider how long you’ll own the home
Lender D
6.80% rate
- Compare monthly principal + interest
- Review the rate and the fees together
- Weigh points against monthly savings
- Plan for taxes and insurance
Lender E
6.83% rate
- Compare lender fees and credits
- Review down-payment options
- Account for prepaid closing costs
- Balance upfront cost with payment
Lender F
6.86% rate
- Match loan programs to your goals
- Review income documentation
- Compare fixed and adjustable terms
- Consider how long you’ll own the home
Lender G
6.89% rate
- Compare monthly principal + interest
- Review the rate and the fees together
- Weigh points against monthly savings
- Plan for taxes and insurance
Lender H
6.95% rate
- Compare lender fees and credits
- Review down-payment options
- Account for prepaid closing costs
- Balance upfront cost with payment
Lender I
6.98% rate
- Match loan programs to your goals
- Review income documentation
- Compare fixed and adjustable terms
- Consider how long you’ll own the home
Lender J
7.01% rate
- Compare monthly principal + interest
- Review the rate and the fees together
- Weigh points against monthly savings
- Plan for taxes and insurance
Lender K
7.04% rate
- Compare lender fees and credits
- Review down-payment options
- Account for prepaid closing costs
- Balance upfront cost with payment
Lender L
7.11% rate
- Match loan programs to your goals
- Review income documentation
- Compare fixed and adjustable terms
- Consider how long you’ll own the home
Lender M
7.14% rate
- Compare monthly principal + interest
- Review the rate and the fees together
- Weigh points against monthly savings
- Plan for taxes and insurance
Lender N
7.17% rate
- Compare lender fees and credits
- Review down-payment options
- Account for prepaid closing costs
- Balance upfront cost with payment
Lender O
7.20% rate
- Match loan programs to your goals
- Review income documentation
- Compare fixed and adjustable terms
- Consider how long you’ll own the home
Lender P
6.79% rate
- Compare monthly principal + interest
- Review the rate and the fees together
- Weigh points against monthly savings
- Plan for taxes and insurance
Lender Q
6.82% rate
- Compare lender fees and credits
- Review down-payment options
- Account for prepaid closing costs
- Balance upfront cost with payment
Lender R
6.85% rate
- Match loan programs to your goals
- Review income documentation
- Compare fixed and adjustable terms
- Consider how long you’ll own the home
Lender S
6.88% rate
- Compare monthly principal + interest
- Review the rate and the fees together
- Weigh points against monthly savings
- Plan for taxes and insurance
Lender T
6.91% rate
- Compare lender fees and credits
- Review down-payment options
- Account for prepaid closing costs
- Balance upfront cost with payment
Lender U
6.94% rate
- Match loan programs to your goals
- Review income documentation
- Compare fixed and adjustable terms
- Consider how long you’ll own the home
Lender V
6.97% rate
- Compare monthly principal + interest
- Review the rate and the fees together
- Weigh points against monthly savings
- Plan for taxes and insurance
Lender W
7.00% rate
- Compare lender fees and credits
- Review down-payment options
- Account for prepaid closing costs
- Balance upfront cost with payment
Lender X
7.03% rate
- Match loan programs to your goals
- Review income documentation
- Compare fixed and adjustable terms
- Consider how long you’ll own the home
Lender Y
7.06% rate
- Compare monthly principal + interest
- Review the rate and the fees together
- Weigh points against monthly savings
- Plan for taxes and insurance
What loan officers say about Elio
I knew real estate, but lending was completely new to me. Elio gave me the expertise and support to start from zero, build confidence quickly, and turn the relationships I already had into a growing mortgage business.
The tech platform buys my time back. The loans still close, and I'm home for dinner.
I came in at zero, didn't know one realtor, and built my book from scratch. Anywhere else, doing the same volume, I wouldn't be making the money I'm making now.
