Meet the people behind your loan.

Find your loan officer

37 people on our lending team

Portrait of Kyle Albert

NMLS ID 1114822

Loan Officer

Whether you are a seasoned real estate investor or a first-time homebuyer, we know what it is like to apply for a mortgage and we strive hard never to forget that feeling. We’re excited for the opportunity to earn your trust by offering the right mortgage for your unique financial scenario, providing competitive & fair pricing, and by making sure you are properly communicated to so you have the information you need to know.

Languages
English

Licensed in FL, TN, ME

Apply with KyleSend a message
Portrait of Courtney Barreto

NMLS ID 2006863

Loan Officer Assistant

Buying a home is a big decision, and the financing process can sometimes feel overwhelming. My goal is to make it easier by providing clear answers, straightforward guidance, and a financing plan that makes sense for your goals. Whether you’re buying your first home, purchasing an investment property, building a new home, or exploring reverse mortgage options, I’ll take the time to understand what matters to you, find the right financing solution for your needs, and explain the process every step of the way. You deserve to understand your options, feel confident in your decisions, and know what to expect throughout the process. As a Florida native who spent most of my life in South Florida before relocating to the Treasure Coast in 2020, I have a genuine connection to the communities I serve. I understand that every client’s situation is different, and I’m here to help you make a confident decision that fits your goals and your future. To me, a mortgage is about more than numbers. It’s about helping you reach an important milestone and making sure you feel supported from the first conversation through closing. With personalized service, transparency, and consistent communication, my goal is to make your financing experience feel clear, manageable, and like you have someone in your corner.

Languages
English

Licensed in FL, GA, IL, KS, NJ, NC, TN, TX

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Portrait of Abby Bass

NMLS ID 622201

Loan Officer Assistant

I believe great mortgage companies are built by investing in people. Throughout my career, I've had the opportunity to work across loan origination, operations, business development, and sales support, giving me a unique perspective on what it takes to help both clients and loan officers succeed. I'm passionate about helping loan officers and sales teams build businesses that align with their personal and professional goals. Whether it's streamlining operations, creating growth strategies, strengthening referral relationships, recruiting top talent, or providing day-to-day support, I enjoy helping others reach the next level while creating exceptional experiences for the clients they serve. I believe leadership is rooted in service, communication, and consistency. My approach is collaborative, solutions-focused, and built on long-term relationships that create lasting success for both our team and our partners. While much of my focus is dedicated to supporting and growing our sales organization, I also continue to work directly with homebuyers and homeowners, providing knowledgeable guidance and personalized mortgage solutions with the same commitment to integrity, professionalism, and care.

Languages
English

Licensed in FL

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Portrait of Steven Carey

NMLS ID 2154051

Loan Officer

Whether you are a seasoned real estate investor or a first-time homebuyer, we know what it is like to apply for a mortgage and we strive hard never to forget that feeling. We’re excited for the opportunity to earn your trust by offering the right mortgage for your unique financial scenario, providing competitive & fair pricing, and by making sure you are properly communicated to so you have the information you need to know.

Languages
English

Licensed in AL, AZ, AR, CO, FL, GA, IL, KS, KY, LA, ME, MI, MS, NC, OK, RI, SC, TN, TX, WI

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Portrait of Gerald Carper

NMLS ID 869306

Loan Officer

Serving the great state of Texas for over 25 years. My father is a veteran and worked as a diesel mechanic for over 30 years. He instilled the values of hard work, honesty, and integrity. With these values every client is treated as a family member, and your transaction is much, much more than that to me. In most cases it is the most important transaction you will have in your lifetime. Whether you’re buying, refinancing, or taking equity out of your home, I am your trusted advisor for life when it comes to your mortgage needs.

Languages
English

Licensed in TX

Apply with GeraldSend a message
Portrait of John Clanton

NMLS ID 2588062

Loan Officer

Whether you are a seasoned real estate investor or a first-time homebuyer, we know what it is like to apply for a mortgage and we strive hard never to forget that feeling. We’re excited for the opportunity to earn your trust by offering the right mortgage for your unique financial scenario, providing competitive & fair pricing, and by making sure you are properly communicated to so you have the information you need to know.

Languages
English

Licensed in FL, TN

Apply with JohnSend a message
Portrait of Frank Cortez

NMLS ID 2086595

Loan Officer

With years of experience in the mortgage industry, I’ve helped countless Texans navigate the home loan process with confidence. Born and raised in Houston, I understand the local market and what it takes to get buyers into their dream homes. Whether you're a first-time homebuyer, a military veteran, or looking to refinance, I’m here to make the process smooth and stress-free. As a true Texan at heart, I take pride in providing honest advice, top-notch service, and loan solutions tailored to your unique needs. My goal is to simplify home financing, ensuring you feel informed and supported every step of the way. Let’s make homeownership happen—reach out today, and let’s talk about your next move!

Languages
English, Spanish

Licensed in TX

Apply with FrankSend a message
Portrait of Tina DiPerna

NMLS ID 2843345

Loan Officer

Hi, I’m Tina, a mortgage professional serving homebuyers and homeowners throughout Port St. Lucie and Florida’s Treasure Coast. I hold a master’s degree in management and bring more than 15 years of experience helping people navigate stressful situations and complicated decisions. I understand that getting a mortgage can feel overwhelming, so my goal is to make the process easier to understand, keep you informed, and help you feel confident at every step. Whether you’re buying your first home, moving to Port St. Lucie, purchasing your next property, or exploring refinancing options, I’ll take the time to understand your goals and find the mortgage solution that makes the most sense for you. You can expect honest guidance, clear communication, and someone who genuinely cares about getting you to the closing table. If you’re looking for a trusted mortgage professional in Port St. Lucie, St. Lucie County, or the Treasure Coast, I’d love the opportunity to help you move forward.

Languages
English

Licensed in FL

Apply with TinaSend a message
Portrait of Kortnie Dugo

NMLS ID 2773471

Loan Officer

Kortnie Dugo is a trusted Loan Officer at Elio Mortgage, dedicated to providing tailored mortgage solutions to meet her clients’ unique financial goals. She takes pride in building lasting relationships through honesty, responsiveness, and attention to detail. Whether purchasing a new home or refinancing an existing loan, Kortnie is committed to delivering a seamless experience while helping clients secure competitive rates and favorable terms.

Languages
English

Licensed in FL

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Portrait of John Evola

NMLS ID 2688244

Loan Officer

John Evola is a Senior Mortgage Strategist with Elio Mortgage, helping homebuyers, homeowners, and real estate professionals navigate financing with clarity, speed, and confidence. Based in Louisville, Kentucky, John brings over 35 years of experience in the real estate industry to every mortgage conversation. He specializes in finding solutions beyond the ordinary, especially for borrowers whose needs don’t fit neatly inside a traditional lending box. His expertise includes conventional financing, doctor loans, bank statement programs, construction loans, and financing strategies that can help homeowners buy before they sell. John combines modern mortgage technology with hands-on strategy and personal accountability. He identifies potential obstacles early, communicates clearly, and structures a strong path forward. Technology can make the process faster. Relationships, judgment, and execution are what get clients to the closing table.

Languages
English

Licensed in KY

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Portrait of Will Fabel

NMLS ID 2614126

Loan Officer

Will Fabel is a dedicated mortgage professional serving homebuyers throughout Alabama and Florida. With experience across a wide range of loan programs, including conventional, FHA, VA, USDA, DSCR and bank statement loans.  Will takes pride in making the mortgage process simple and understandable. He believes in building lasting relationships with his clients and Realtor partners through responsive service, honest communication, and a commitment to finding the right financing solution for each borrower.

Languages
English

Licensed in AL, FL

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Portrait of Tara Gillette

NMLS ID 1202328

Loan Officer

Tara Betancourt is a dedicated Loan Officer at Elio Mortgage, committed to helping clients navigate the home financing process with ease. She takes pride in providing personalized solutions tailored to each borrower’s unique financial goals. Tara works closely with clients to ensure a smooth, transparent, and stress-free mortgage experience from start to finish.

Languages
English

Licensed in FL, TN

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Portrait of Stephanie Gomez

NMLS ID 2257691

Loan Officer

Hi, I’m Stephanie Gomez and I’m here to help make home financing feel less intimidating and more doable. Buying a home can feel overwhelming, especially if it’s your first time. My goal is to simplify the process by walking you through each step with clear communication, education, and support from preapproval all the way to closing. I work with clients in both English and Spanish to ensure nothing gets lost in translation. Rather than just processing a loan, I focus on educating you along the way, breaking down numbers, timelines and options in a way that actually makes sense. I want you to feel informed, empowered and comfortable with every decision you make, not rushed or left guessing. Whether you’re a first time buyer or returning to the market, I’m here to answer your questions and guide you every step of the way. I appreciate the opportunity to work with you and look forward to helping you achieve your homeownership goals.

Languages
English, Spanish

Licensed in TX

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Portrait of Ryan Hagerty

NMLS ID 1634338

Loan Officer

With experience spanning capital markets, mortgage operations, business development, and loan origination, I bring a well-rounded perspective to helping clients achieve their homeownership goals. Throughout my career, I've helped build and support mortgage businesses while guiding homebuyers through one of life's biggest financial decisions with clear communication and a client-first approach. When I'm not working with clients, I enjoy spending time with my family, golfing, skiing, and taking advantage of everything Colorado has to offer. I believe buying a home should be an exciting experience, and I'm committed to making the financing process as smooth, transparent, and stress-free as possible.

Languages
English

Licensed in CO

Apply with RyanSend a message
Portrait of Buddy Hawkins

NMLS ID 2544031

Loan Officer

Whether you are a seasoned real estate investor or a first-time homebuyer, we know what it is like to apply for a mortgage and we strive hard never to forget that feeling. We’re excited for the opportunity to earn your trust by offering the right mortgage for your unique financial scenario, providing competitive & fair pricing, and by making sure you are properly communicated to so you have the information you need to know.

Languages
English

Licensed in FL

Apply with BuddySend a message
Portrait of Walt Herschede

NMLS ID 123641

Loan Officer

Walt Herschede is a dedicated Loan Officer focused on helping clients achieve their homeownership goals. He provides personalized guidance and clear communication throughout the mortgage process, making it easier for clients to understand their options and make confident decisions. Whether you’re buying a home, refinancing, or exploring your mortgage options, Walt is committed to making the process as smooth and stress-free as possible.

Languages
English

Licensed in FL, LA

Apply with WaltSend a message
Portrait of Courtney Johnson

NMLS ID 2820489

Loan Officer

After years as an elementary school teacher, I made the transition into mortgage lending with the same mission that guided my time in the classroom: educating, supporting, and empowering others. I understand that the homebuying process can feel overwhelming, especially for first-time buyers. I take pride in breaking down complex information into simple steps, answering questions, and helping my clients feel confident in their decisions. My goal is to provide more than just a loan — I want to create a positive, personalized experience and be a trusted partner for my clients from application to closing.

Languages
English

Licensed in FL

Apply with CourtneySend a message
Portrait of Hilary Jones

NMLS ID 2552987

Loan Officer

Hilary Jones is a Texas mortgage broker focused on making the home financing process clear, strategic, and efficient. She works with buyers across Texas, specializing in VA loans, first-time homebuyers, pilots and aviation professionals, and borrowers with more complex financial situations. As a former Army spouse and the wife of an airline pilot, Hilary understands firsthand the unique financial considerations that come with military and aviation careers. She brings that perspective, along with a strong understanding of loan guidelines and creative financing strategies, to every client she serves. Hilary is known for straightforward communication, attention to detail, and staying actively involved from application through closing. Her goal is simple: find the right financing solution, anticipate problems before they become problems, and make sure her clients understand exactly what they’re signing up for.

Languages
English

Licensed in TX

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Portrait of Jeff Kushnir

NMLS ID 1532401

Loan Officer

Whether you are a seasoned real estate investor or a first-time homebuyer, we know what it is like to apply for a mortgage and we strive hard never to forget that feeling. We’re excited for the opportunity to earn your trust by offering the right mortgage for your unique financial scenario, providing competitive & fair pricing, and by making sure you are properly communicated to so you have the information you need to know.

Languages
English

Licensed in TN

Apply with JeffSend a message
Portrait of JoAnn Lopez

NMLS ID 327118

Loan Officer

As your trusted lender, I will walk you through every step of the loan process and support you from pre-approval through your closing date. Whether you are a first time home buyer or seasoned buyer, you can trust me and my team with all of your home financing needs. Don’t hesitate to reach out using the direct contact information located on this page. I appreciate your business and look forward to working with you.

Languages
English, Spanish

Licensed in TX

Apply with JoAnnSend a message
Portrait of Silvia McGeary

NMLS ID 1750001

Loan Officer

Being a Mortgage Loan Officer is about more than securing a loan. It’s about being a trusted partner through one of the most important financial decisions of your life. This isn’t a typical 9-to-5 job. I make it a priority to be accessible and present for my clients from our first conversation through closing. You will never navigate the process alone we are in this together. I serve my clients with kindness, compassion, integrity, and tenacity. Every borrower has a unique story, and I take the time to explore every available option, leaving no stone unturned to help you achieve your goals. Backed by a dedicated team of mortgage professionals, I strive to make the loan process as smooth and stress-free as possible while educating and guiding you every step of the way. Whatever your situation, I’ll work tirelessly to help you find a path toward homeownership and financial success.

Languages
English, Spanish

Licensed in FL

Apply with SilviaSend a message
Portrait of Mariah McInerny

NMLS ID 2331001

Loan Officer

Hi, I’m Mariah! I’m a Mortgage Broker proudly serving clients throughout Arizona and Texas, helping first-time homebuyers, growing families, investors, and homeowners looking to refinance with confidence. I believe getting a mortgage shouldn’t feel overwhelming. My goal is to make the process simple, transparent, and stress-free while finding the loan solution that best fits your goals—not a one-size-fits-all approach. Whether you’re purchasing your first home, upgrading to your forever home, or refinancing to save money, I’m here to guide you every step of the way. When I’m not helping clients, I’m a proud wife, girl mom to two amazing daughters, and a full-time cheer and dance chauffeur. Family is at the heart of everything I do, and I’m passionate about helping other families build wealth through homeownership. If you’re looking for a mortgage broker who genuinely cares, communicates openly, and will be in your corner from application to closing—and beyond—I’d love the opportunity to help.

Languages
English

Licensed in AZ, TX

Apply with MariahSend a message
Portrait of Justin Nadal

NMLS ID 2672608

Loan Officer

Most people don’t call a lender because they’re excited about mortgages. They call because there’s a home they want or a financial goal they’re working toward—and a lot riding on whether the numbers work. Justin Nadal helps answer that question early, clearly, and honestly, so you understand your options and know what comes next. A Mortgage Loan Officer with Elio Mortgage, Justin is based in Citrus County and serves buyers and homeowners throughout Florida. Whether it’s a first home, more room for a growing family, a refinance, or an investment property, he starts with what you’re trying to accomplish. Then he puts the options side by side: what each one costs, how it fits your goals, and what trade-offs to consider. His background in operations management, business ownership, and coaching shaped the way he works. He knows the value of getting the details right and addressing potential problems early, while there’s time to work through them. He explains the complicated parts of a mortgage in language you can actually use. To Justin, a good experience means knowing who to call and feeling comfortable asking anything. You can expect a straight answer—even when it’s a difficult one—and someone willing to talk through what it means for you. Whether it ends with keys in your hand or financing that better fits your life, his goal is the same: to help you start the next chapter with confidence. Outside of work, Justin enjoys time with his wife and daughter, training in the gym, and getting out on the golf course.

Languages
English

Licensed in FL

Apply with JustinSend a message
Portrait of Timothy Pendl

NMLS ID 2523058

Loan Officer

Whether you are a seasoned real estate investor or a first-time homebuyer, we know what it is like to apply for a mortgage and we strive hard never to forget that feeling. We’re excited for the opportunity to earn your trust by offering the right mortgage for your unique financial scenario, providing competitive & fair pricing, and by making sure you are properly communicated to so you have the information you need to know.

Languages
English

Licensed in FL, TN

Apply with TimothySend a message
Portrait of David Pierce

NMLS ID 2040505

Loan Officer

David Eric Pierce is a knowledgeable Loan Officer who is dedicated to helping clients achieve their homeownership goals. With a strong focus on communication and service, David ensures that borrowers fully understand their options and feel confident in their decisions. He strives to make the mortgage process efficient and straightforward for every client.

Languages
English

Licensed in FL

Apply with DavidSend a message
Portrait of Colby Reeves

NMLS ID 2728670

Loan Officer

Colby Reeves is a dedicated Loan Officer at Elio Mortgage, committed to helping clients navigate the home financing process with confidence. Whether assisting first-time homebuyers or experienced homeowners refinancing, Colby works closely with each client to understand their goals and provide loan solutions that best fit their needs. With a strong focus on communication, transparency, and efficiency, Colby strives to make every transaction smooth and stress-free.

Languages
English

Licensed in FL

Send a message
Portrait of Jerome Rudolph

NMLS ID 2404403

Loan Officer

Jerome Rudolph’s background in education, athletics, and mortgage lending has always centered around one thing—helping people grow and move forward. As an educator, former collegiate athlete, and coach, Jerome has spent years teaching, mentoring, problem-solving, and helping people work through challenges. He brings that same mindset to every client he serves in the mortgage industry. As a husband and father, family is a major part of what drives him. Jerome understands that buying a home is about more than getting a loan. It can mean stability, creating opportunities for your family, building a legacy, and taking steps toward generational wealth through real estate. He enjoys working with people from all walks of life and takes pride in being flexible enough to meet clients where they are—from first-time homebuyers learning the process to seasoned investors growing their portfolios. Jerome’s goal is simple: listen to his clients, understand what they are trying to accomplish, educate them on their options, and help find a path that fits their needs.

Languages
English

Licensed in FL, GA

Apply with JeromeSend a message
Portrait of Ryan Tripp

NMLS ID 2038736

Loan Officer

Whether you are a seasoned real estate investor or a first-time homebuyer, we know what it is like to apply for a mortgage and we strive hard never to forget that feeling. We’re excited for the opportunity to earn your trust by offering the right mortgage for your unique financial scenario, providing competitive & fair pricing, and by making sure you are properly communicated to so you have the information you need to know.

Languages
English

Licensed in FL

Apply with RyanSend a message
Portrait of Martha Villanueva

NMLS ID 1781332

Loan Officer

Hello, I’m Martha Villanueva, a bilingual Loan Officer with years of experience in the mortgage industry and a Master’s Degree in Business. I truly believe that buying a home is more than a financial decision—it’s the beginning of a new chapter and an important step toward your dreams. My goal is to make the mortgage process feel simple, comfortable, and stress-free by being there for you every step of the way. I take the time to listen to your goals, understand your unique financial situation, and help you find a loan solution that fits your needs. With honesty, transparency, and personalized service, I’m committed to making sure you feel informed and confident in your decisions. Whether you’re a first-time homebuyer, purchasing your next home, or refinancing, I’m here to guide you with the knowledge and care you deserve. I would be honored to be part of your homeownership journey and help turn your dreams into a place you can call home.

Languages
English, Spanish

Licensed in TX

Apply with MarthaSend a message
Portrait of David Walker

NMLS ID 2354927

Loan Officer

David Walker Jr is a licensed mortgage broker and 20-year United States military veteran dedicated to helping families achieve homeownership in Florida. With a network of lenders, David offers conventional, FHA, VA, and non-conventional loan options — meaning no borrower gets turned away without exploring every possible path. He shops every loan across multiple lenders simultaneously to find the best rate and the right product for each individual situation. His background in the military shaped everything about how he works. Clear communication. Zero delay. No runaround. Clients always know exactly where they stand and what comes next. His clients consistently describe him as patient, available, and genuinely invested in their success — someone who walks every mile of the journey with them and doesn’t stop until they have their keys. Whether you are a first-time buyer, a veteran, self-employed, or simply tired of getting the runaround from big banks — David Walker Jr is in your corner.

Languages
English

Licensed in FL

Apply with DavidSend a message
Portrait of Justin Waters

NMLS ID 1576074

Loan Officer

I am a Personal Loan Advisor specializing in residential home financing. My goal is to give my customers top-notch customer service with an emphasis on communication and education. I understand that choosing the right lender for your home financing needs can not only be a stressful process but can also be one of the most important decisions in the home-buying or refinancing process. That is why my team and I at Elio Mortgage, an award-winning mortgage lender, make it our goal to treat each and every customer like our own family.

Languages
English

Licensed in FL

Apply with JustinSend a message
Portrait of Nicohle Wildman

NMLS ID 2726449

Loan Officer

Nicohle Wildman is a licensed Mortgage Loan Originator in Florida with years of expertise in finance, residential construction, and leasing. She specializes in guiding individuals and families through the home financing process with integrity, clarity, and care. Known for her transparent communication and personalized approach, Nicohle ensures each step, from pre-approval to closing is smooth and stress-free. Grounded by her faith and shaped by her perspective as a mother, she brings both professionalism and compassion to every client relationship.

Languages
English

Licensed in FL

Apply with NicohleSend a message
Portrait of Eric Willner

NMLS ID 1804428

Loan Officer

Eric Willner is a South Florida real estate investor, coach, licensed broker, and financial strategist with over 40 years of industry experience. He holds multiple professional designations — including Certified Mortgage Consultant, Registered Financial Consultant, and Certified Senior Advisor — and speaks four languages. He is best known as "The Voice of Real Estate" — host and founder of The Real Estate Show, America's longest-running daily real estate radio show, airing weekdays on Florida's Money Talk Radio Network and available on iHeart Radio, TuneIn, and Facebook. His mission is simple: teach everyday Americans how to use real estate to build wealth, eliminate debt, and achieve financial independence. He created the Automatic Landlord System — a proven framework for owning cash-flowing real estate profitably and hassle-free — and runs several platforms including AutomaticLandlord.com and TimeToFixMyCredit.com. Beyond broadcasting, Eric serves as President of the Florida Landlords Association, is a consistent top real estate producer, and has appeared in numerous seminars, TV segments, and publications in both English and Portuguese. Bottom line: Eric Willner is not just a radio host — he is a full-service real estate educator, investor, and advocate who has spent decades turning financial complexity into actionable strategy for his listeners, clients, and students.

Languages
English

Licensed in FL

Apply with EricSend a message
Portrait of Susan Yoder

NMLS ID 1596909

Loan Officer Assistant

Susan R. Yoder brings a client-focused approach to every mortgage transaction. As a Loan Officer at Elio Mortgage, she is passionate about guiding homebuyers and homeowners through every step of the loan process. Susan is known for her attention to detail and her commitment to helping clients secure the best possible loan options.

Languages
English

Licensed in FL

Apply with SusanSend a message

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