Justin Nadal

Most people don’t call a lender because they’re excited about mortgages. They call because there’s a home they want or a financial goal they’re working toward—and a lot riding on whether the numbers work.

Justin Nadal helps answer that question early, clearly, and honestly, so you understand your options and know what comes next.

A Mortgage Loan Officer with Elio Mortgage, Justin is based in Citrus County and serves buyers and homeowners throughout Florida. Whether it’s a first home, more room for a growing family, a refinance, or an investment property, he starts with what you’re trying to accomplish. Then he puts the options side by side: what each one costs, how it fits your goals, and what trade-offs to consider.

His background in operations management, business ownership, and coaching shaped the way he works. He knows the value of getting the details right and addressing potential problems early, while there’s time to work through them. He explains the complicated parts of a mortgage in language you can actually use.

To Justin, a good experience means knowing who to call and feeling comfortable asking anything. You can expect a straight answer—even when it’s a difficult one—and someone willing to talk through what it means for you.

Whether it ends with keys in your hand or financing that better fits your life, his goal is the same: to help you start the next chapter with confidence.

Outside of work, Justin enjoys time with his wife and daughter, training in the gym, and getting out on the golf course.